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Helping you overcome issues that arise during the new year! Learn the top issues that homeowners find at the start of a fresh new year!       Volume 11, Number 4
Staying Warm…And Safe
phoneMany of us use supplemental heaters, or space heaters, to heat an ordinarily unoccupied space such as garage or workshop, to provide additional heat during cold spells or to minimize heating bills. However, incorrect use of these heaters leads to about 120,000 residential fires annually. With colder weather on the way, use the following checklist to ensure safe use of space heaters. Read on for details.
Fight Back Against Car Theft
cashA motor vehicle is stolen every 45 seconds in the United States. And that’s the good news—five years ago, a vehicle was stolen every 33 seconds. Read on for details.

Planning for Power Outages
framesHurricane activity peaks in the fall, but severe windstorms can occur at any time of year. The following pointers can help you protect your property. Read on for details.
Minimize Your Water Damage Exposure
Weather-watchers expect this winter to be wetter than normal in many areas, due to El Niňo. This weather phenomenon is characterized by higher than normal sea surface temperatures in the equatorial Pacific Ocean. Consequences include increased rainfall across the southern tier of the U.S., which can cause destructive flooding. Read on for details.


This Just In...

The presents are wrapped and the sleigh is ready for Santa’s annual trek around the world. Before Santa takes off, we’d like to remind him to check his insurance coverage. Although most personal auto insurance policies cover you if you occasionally drive another vehicle, delivering presents could be considered a business use. The personal auto policy excludes coverage for the use of a vehicle in the course of business, except in farming or ranching or other narrow exceptions.

Read on for details.

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