Home Page Get Started



Auto Insurance


Discover the perfect insurance options to meet your specific and unique needs.

Homeowners Insurance


Browse through a wide variety of coverages and find the right one for you.

Health & Dental Insurance


Finding insurance doesn't have to be difficult. We do the work so you can relax.

Business Insurance


Enjoy our selection of different insurance options. We make saving money easy.


LONG-TERM CARE INSURANCE (LTCI)

 

PROTECT YOUR INDEPENDENCE

“Most long-term care isn’t medical care, but rather help with basic personal tasks of everyday life, sometimes called ‘activities of daily living’.  Medicare DOESN’T COVER long-term care (also called “custodial care”) – Source Medicare.gov

“I don’t want to be a burden to my children”

“I was surprised at how affordable Long-Term Care insurance can be”

“I’m afraid of losing everything I’ve worked for by having to stay in a nursing home”

“I’m afraid my spouse will have to use all our savings if I need care”

“We didn’t know Long-Term Care wasn’t covered by Medicare”

 “I was so happy to learn I can get care in my home”

 

“COST OF CARE”

    (Genworth 2016 – “genworth.com/costofcare”)

                                                                           Florida – State Median                     USA – National Median

HOME HEALTH CARE

                  Homemaker Services                       $3,527  ($42,324 year)                    $3,813  ($45,756 year)

                  Homemaker Health Aide                 $3,766  ($45,192 year)                    $3,861  ($46,332 year)

 

ADULT DAY HEALTH CARE

                  Adult Day Health Care                    $1,365  ($16,380 year)                    $1,473  ($17,676 year)

 

ASSISTED LIVING FACILITY

                  Private, One Bedroom                     $3,045  ($36,540 year)                    $3,628  ($43,536 year)

 

NURSING HOME CARE

                  Semi-Private Room                          $7,422  ($89,064 year)                    $6,844  ($82,128 year)

                  Private Room                                   $8,365  ($100,380 year                    $7,698  ($92,376 year)

  

ODDS OF NEEDING CARE

"Someone turning age 65 today has almost a 70% chance of needing some type of long-term care services and support in their remaining years."

Source:  LongTermCare.gov

Annually 8,357,100 people receive support from the 5 main long-term care service; home health agencies (4,742,500), nursing homes (1,383,700), hospices (1,244,500), residential care communities (713,300) and adult day service centers (273,200). 

Source:  Center for Disease Control and Prevention (2013) Long- Term Care Services. Retrieved (January 2015) 

Most but not all persons in need of long-term care are elderly. Approximately 63% are persons aged 65 and older (6.3 million); the remaining 37% are 64 years of age and younger (3.7 million). 

Source:  Rogers, S., & H. Komisar. Who needs long-term care? Fact Sheet, Long-Term Care Financing Project. Washington, DC: Georgetown University Press, 20 

The lifetime probability of becoming disabled in at least two activities of daily living or of being cognitively impaired is 68% for people age 65 and older. 

Source:  AARP. Beyond 50.2003: A Report to the Nation on Independent Living and Disability, 2003

Individuals 85 years and older…are one of the fastest growing segments of the population.

Source:  Administration on Aging (2013) Aging Statistics. Retrieved (January 2015)

 

Click here for a NO OBLIGATION quote

Michael A. Moran, CIC

(941)203-8000

 


Site Links Insurance Types Contact Information  









Powered by Insurance Website Builder
Home Page
About Us
Get A Quote
Services
Contact
Auto Insurance
Health Insurance
Dental Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Wilde Insurance
7021 S. Tamiami Trail
Suite A
Sarasota, FL 34231

Ph: 941-203-8000